Who We Are
Our team of world-leading banking professionals has decades of experience in the world of financial services. Our expertise stretches across multiple disciplines including IT, Security, Support, Operations, Compliance, Anti-Money Laundering, Banking, Privacy and more.
Board Members
Pedro Pinto Coelho
Chairman of the Board
Pedro is a multi-award winning banking leader with over 25 years of experience in international financial services. Having held progressive leadership roles with blue-chip institutions across three continents, his value proposition is centered around enabling challenger banks to establish strategic partnerships with Fintechs to create profitable financial products. Pedro is an expert in driving digital banking transformations, especially when it comes to creating a ‘best in class’ digital customer experience.
Dr. Paul Magro
Independent Director
Dr. Paul Magro has been involved in the financial services industry for over a decade across various segments. After completing his PhD in Finance at the University of Bangor in 2013, he founded the company RiskCap and served as the Managing Director. Dr. Magro successfully led the company through the various stages of growth and is now considered one the leading professionals in Malta within Risk Management and Compliance.
Patrick Seguev
Non-Executive Director
As a pioneer of the prepaid card industry and the visionary behind the Intercash Group, Patrick has two decades of internal experience in the financial and payment sector. His vast array of skills and experience underpin his leadership role in the marketing, business development, technology and management activities. Patrick has both learned and applied how to be forward thinking and creative, all while not losing sight of the market and competition.
Executive Team
Nirav Patel
Executive Director & CEO EU
Nirav is an accomplished and high-achieving Payments and Banking Executive, holding 10+ years’ experience that includes developing strategies and leading organisations to maintain both growth and profitability.
Mark Curmi
Chief Risk Officer EU
Mark is an experienced Risk, Regulatory and Compliance financial services professional, holding in excess of sixteen years of experience in the Banking and Payment Services sectors, locally and internationally.
Claire Farrugia
CCO & MLRO Andaria EU
Claire has worked with several licensed Financial Institutions based both in Malta and the United Kingdom. She has several years’ experience leading Compliance functions from both a regulatory and operational perspective, gaining experience within the Fintech Industry, especially within an Acquiring and Issuing payments sphere.
Kurt Azzopardi
Chief Technology Officer EU
Kurt has hands-on experience in IT and development, having over 15 years’ experience in the industry, ranging from Software Development, Banking, Insurance and Financial Services sectors.
Bob Mennie
Finance Director Andaria UK
Bob is a qualified Chartered Accountant with over 20 years experience predominantly in start-up organisations in the Financial Services/Technology/FinTech space. Bob’s experience includes the payments industry, investment research, fund management and stockbroking plus investment platforms.
Alan Smith
Managing Director Andaria UK
Alan has Over 20 years experience in various areas of the fintech and payments space including; POS, cards, ATMs, Gift Cards, Prepaid, Faster Payments, Banking Framework, etc. An accomplished leader and creator of innovation and problem solving.
Home > About Us
Financial Services Working for You
Andaria provides companies across a variety of industries with state-of-the-art financial and digital payment services that are easily accessible and simple to use.
Our Company
What We're About
Andaria was founded as a digital financial services company aiming to compliment and change the way businesses utilise and are supported by financial services.
We strive to offer customisable best-in-class products suited to your business needs, coupled with excellent customer service and underpinned by our state-of-the-art technology.
How We Do It
Andaria is a regulated financial services firm in the EU and the UK, authorised by the Malta Financial Services Authority (MFSA) and the Financial Conduct Authority (FCA).
How We Help
Our digital account solutions are tailored for the financial needs of our clients and dedicated to the success of your business. Andaria’s business current account offering is simple to use and easy to adopt, no matter the size of your company.
