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Cookie Policy

Andaria Financial Services Limited and Andaria Financial Services UK Ltd (“AFSL”/ “we”/ “our”/ “us”) have created this Cookie Policy in order to explain what cookies are, how we use them and how you can manage them.


Cookies are small text files placed on your computer or other device when you visit a website or application. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

We are required to obtain your consent for certain cookies.

How Do We Use Cookies

We use cookies for a range of purposes:

  • To remember information about you, so you do not have to give it to us again and again.

  • To keep you signed in.

  • To improve the performance of our websites by understanding which parts work well, and which do not.

  • To enable us to collect information about how you and other people use our websites.

  • To improve your experience on our websites.

What types of cookies do we use?

There are a number of different types of Cookies, however, our website and/or applications use:

  • Strictly necessary Cookies. These are Cookies that are required for the operation of our website. They are necessary for the safety, security and integrity of the site. This type of Cookie only lasts for the duration of the time you are visiting the website. When you leave the website and close the browser session they are automatically deleted.

  • Functionality Cookies. We use these cookies so that we recognise you on our website and remember your previously selected preferences. These Cookies will remain on your device until you choose to clear it. If you choose to do this, you will need to enter your details each time you visit the site.

  • Performance Cookies or analytical Cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. The data is aggregated and anonymised, which means we cannot identify you as an individual.

  • Third-Party Advertising Cookies. AFSL uses third party service providers to display advertising on our services and serve advertising on other third party sites that are more relevant to you or your interests. They are also used to limit the number of times you see an advertisement, as well as help measures the effectiveness of the advertising campaign. Advertising cookies remember that you have visited a website and this information may be shared with other organisations, such as advertisers. Therefore, you may come across some advertisements about our services on other websites. Please be advised that such collected information through third party service providers does not enable us or them to identify your name, contact details or other personal information which identifies you directly unless you choose otherwise. Such third-party service providers are subject to our Data Privacy Policy. In this regard, you may wish to refer to our Data Privacy Policy.

How to Manage Cookies

Strictly necessary cookies are always enabled when you visit us. We do not require your consent to use such essential cookies but you may still block or delete them (see paragraph below). You can change your cookie consent preferences at any time by clicking on the link found at the bottom right of the Website. You can then adjust the available sliders to ‘On’ or ‘Off’, then clicking ‘Save and close’. You may need to refresh your page for your settings to take effect.

Consent and withdrawal

When you first go on our website, you are presented with a cookie banner; by law we are required to inform you of the cookies we use, and to obtain your consent where required.

If you choose to accept and consent to certain cookies, your browser will remember this for the next time you access our website. All cookies will expire periodically (depending on the cookie and type of data collected).

Alternatively, you can set your browser not to accept cookies. However, please note that in a few cases, some of our website features may not function as a result. To find out more about cookies, including how to see what cookies have been set, visit or

Third Party Cookies

To opt out of third-party advertising networks and similar entities that use targeting/ advertising cookies, you are kindly advised to visit the respective advertising opt-out page.

Updates to this Cookie Policy

We may update this Cookie Policy from time to time to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. If we do, you will be notified when you first visit our website after the change. You can also revisit this page if you wish to keep yourself informed.

Contact Us

If you wish to ask us anything about this policy please contact us by sending us an email on

Last updated on March 16, 2022.


Version 1.4

Annex 1 - Cookies

Cookie Name


Cookie Lifespan



Used for system effectiveness measurement

30 minutes



Used for security and anti-fraud reasons




Used for security reasons




Used for security reasons




Used for cookie banner parameters

12 months



Used in connection with user login

2 years



Used to indicate the system from which the site was rendered

1 minute



Used for system monitoring/debugging

3 months



Used for system monitoring/debugging

3 months



Used for system monitoring/debugging




Used to identify logged in site members





Used for stability/effectiveness measurement

12 months


Used on multilingual websites to save user language preference

12 months


Andaria Financial Services Limited and Andaria Financial Services UK Limited are licensed by the Malta Financial Services Authority and the Financial Conduct Authority respectively, as Payment Services and Electronic Money Institutions.
Registered office: Melita Court, 2nd Floor, Triq Giuseppe Cali c/w Triq Abate Rigord, Ta’ Xbiex XBX1420, Malta
Registered office: 3rd Floor, Hamilton House, Mabledon Place, London, WC1H 9BD, United Kingdom.

© 2022 Andaria.