This website (the “Website”) is a website operated by Andaria Financial Services Limited and Andaria Financial Services UK Ltd (“AFSL”/ “we”/ “our”/ “us”).
In line with their current license standing, Andaria Financial Services Limited Malta and UK (“AFSL” or “the Group”) operate individually as:
a payment institution/service provider, serving companies (B2B) through the issuance of payment accounts and enabling global payments to companies and individuals via the open loop network of card schemes. (the “Customers”)
an e-money institution/EMI that issues e-money in its own right or in conjunction with other parties.
2. Use of Website
2.1 When entering the Website, you agree to not use the Website inappropriately or in contravention of any Maltese, UK and/or European legislation. You may not use the Website for any of the following purposes:
disseminating any unlawful, harassing, libellous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material or otherwise breaching any laws;
transmitting material that encourages conduct that constitutes a criminal offence, or otherwise breaches any applicable laws, regulations or code of practice;
interfering with any other person’s use or enjoyment of the Website; or
making, transmitting or storing electronic copies of materials protected by copyright without the permission of the owner.
2.2 You are responsible for the accuracy and veracity of any information you submit to the Website and you agree to keep any user credentials, password used on the Website or any other piece of information used as part of our security procedures confidential. You agree that AFSL will not be held responsible for any activity on the Website which results from access of a third party with or without your consent.
2.3 You will be responsible for our losses and costs resulting from your breach of this clause 2.
3. Availability and Maintenance of Website
3.1 AFSL reserves the right to change, suspend or discontinue the Website at any time, as well as, the right to impose limits on certain features and services or restrict your access to all or part of the Website without prior notice and without incurring any liability.
3.2 Although we undertake to offer you the best service possible, we make no promise that the services at the Website meet your requirements. We cannot guarantee that the Website will be faultless. If you would like to contact us regarding a fault in the Website, you may do so either by filling in the form on our Contact Us page on our website or by sending us an email on:
3.2.1 contactuk[at]andaria.com should you be domiciled in the United Kingdom;
3.2.2 contacteu[at]andaria.com should you be domiciled outside the United Kingdom.
3.3 Your access to the Website may be occasionally restricted to allow for repairs, maintenance or the introduction of new facilities or services. We will seek to restore the service as soon as we reasonably can.
4. Third Party Websites
4.1 The Website includes links to other websites or material which are beyond its control. We are not responsible for the direct or indirect consequences of you linking to any other website. We are not responsible for and have no control over the content of any external sites, and the provision of a link is not an endorsement of any other site or its contents.
5. Linking to the Website
5.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
5.2 You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists, and you must not establish a link to the Website in any website that is not owned by you. The Website must not be framed on any other site, nor may you create a link to any part of the Website other than the home page.
5.3 We reserve the right at any time and in its sole discretion, to block links to the Website through technological or other means without prior notice.
5.4 If you wish to make any use of content on the Website other than that set out above, please contact us on:
5.4.1 contactuk[at]andaria.com should you be domiciled in the United Kingdom;
5.4.2 contacteu[at]andaria.com should you be domiciled outside the United Kingdom.
6. Intellectual Property Rights
6.1 The Website and its content is protected by copyright, trademarks, and other intellectual property rights. The design, text and images of the domain name www.andaria.com cannot be used for any publication or any other resource unless prior written approval is obtained from AFSL.
6.3 When using the Website, you may not copy, reproduce, modify, transmit, distribute or commercially exploit or use any of the materials or content on the Website without prior written permission being granted from AFSL.
7. Disclaimer and Limitation of Liability
7.1 The content on the Website is provided for general information only, and although we make reasonable efforts to update the information, we make no representations, warranties or guarantees, whether express or implied, as to the operation of the Website or that the content on the Website is complete, accurate or up to date.
7.2 To the maximum extent permitted by law, AFSL shall not be held liable for any liability and responsibility emanating from the use, inability to use or the results of use of the Website for any amount or kind of loss, damage, expenses, costs or liability that you or any third party may suffer, including without limitation any direct, indirect or consequential loss or damage.
7.3 We do not guarantee that the Website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform in order to access the Website. You should use your own virus protection software.
8. Law and Jurisdiction
Last updated on August 30, 2022